What is the HomeCaring Periods Scheme?
The HomeCaring Periods Scheme is a program designed to make it easier for those who have served as home carers to qualify for a higher rate of State Pension (Contributory) upon reaching the pension age of 66.
This scheme allows for periods of time spent caring for someone to be considered as part of your social insurance record. It should be noted that HomeCaring Periods can only be used under the new State Pension (Contributory) Aggregated Calculation Method of pension calculation.
How to qualify for the HomeCaring Periods Scheme:
You may qualify if:
A HomeCaring period can be awarded for each week not covered by a paid or credited social insurance contribution where you were providing full-time care for:
Other conditions that must be met to qualify include:
It should be noted that only one person can be credited with a HomeCaring Period for providing care to a child or adult at any given time. For example, only one parent can receive a HomeCaring Period for one child at a time.
Rates of Payment:
There are no direct payments for periods spent as a home carer. Instead, these periods are included when calculating your State Pension (Contributory) rate. The more HomeCaring periods you have, the higher your State Pension (Contributory) may be.
How to Apply:
You do not need to apply if you are or were getting certain social welfare payments. HomeCaring Periods will be applied automatically if you spent time getting:
Applications will only be considered once you have submitted your application for State Pension (Contributory).
You can also get this form at your local Intreo Centre.
Home Carer's Section
You can also make an application at your local Intreo Centre.